Smartphone photography has come a long way, and you do not have to have a Flagship phone to take beautiful photos anymore. Today, even affordable mobile phones offer features, including multiple lenses, AI enhancements, and 4K quality video recording. Whether you enjoy clicking snaps to post on social media, to put on record your travel adventures, or simply prefer having decent photos, you may see plenty of great choices under the 20,000 range.
In this guide, we present a list of the top 10 best camera phones under 20,000, making sure they are chosen based on the quality of the image they produce, their performance, and value. Regardless of whether you like bright shots, purposeful close-ups, or a flawless video, these smartphones ensure that you achieve high-quality without straining your wallet. Now, let’s see which of these might be your next great pocket-friendly camera phone.
List of Top 10 Camera Phones Under 20,000
1. OnePlus Nord CE 3 Lite 5G
The Nord CE 3 Lite 5G delivers the main camera with high megapixels of 108 MP, and it is a plus component at this price range. The official specification of OnePlus confirms the triple-rear camera with secondary depth and macro sensors, and a sharp 16 MP selfie camera. The 8 GB/128 GB model costs around 17,990 and delivers a combination of good hardware, camera, clean software, fast charging, and generally makes a solid all-rounder phone under 20k
Camera Specifications:
- 108 MP primary sensor with 3× lossless zoom
- 2 MP depth + 2 MP macro for portraits and close-ups
- 16 MP front camera with EIS for smooth video calls
- AI scene improvement for enhanced colors
- Recording FHD video at 30 fps
Other Features:
- 6.72″ FHD+ LCD, 120 Hz refresh rate
- Qualcomm Snapdragon 695 5G procesor
- Up to 8 GB RAM + 128/256 GB storage (expandable through microSD)
- 5,000 mAh battery with 67 W SUPERVOOC fast charging
- OxygenOS 13.1 software based on Android 13 (upgradeable to Android 14)
2. Vivo T3 5G
The model comes with a steadfast rear camera of 50 MP in addition to a 16 MP front camera with a smooth touch of FuntouchOS. It costs around 16,999 (about) as a base model, it has 5G, a 120 Hz display, and good enough charging speeds with decent performance of its camera in daylight photography. Given the camera feature, the vivo T3 5G earns one of the best options when it comes to photo quality.
Camera Specifications:
- Single 50 MP Sony IMX882 main sensor that is OIS (optical image stabilization) included
- Portrait depth sensor, 2 MP AI beautification, 16 MP selfie camera, and HDR
- Uses 4K video capture at 30 fps(rear) and 1080p in front,
- Night mode, portrait mode, and AI imaging characteristics of vivo
Other Features:
- MediaTek Dimensity 7400
- 5,700 mAh battery, 44 W fast charge
- IP68/IP69 water resistance, MIL-STD-810H durability
- Android 14 FuntouchOS 14
- 5G, dual-SIM, fingerprint on display
3. Samsung Galaxy M35 5G
The Galaxy M35 5G is a mid-range 5G phone made to accommodate users with a specific need to have a dependable phone with powerful camera qualities under 20,000. The 50 MP OIS main camera delivers crisp and steady shots and recordings, as well as opens up the creative aspect due to the 8 MP ultrawide lens, and leaves stunning portrait images due to the 13 MP selfie camera. With a 6,000 mAh battery, Super AMOLED 120 Hz display, and prolonged software support, it brings all-around general daily use.
Camara Specifications:
- 50 MP primary sensor with OIS for steady images & footage
- 8 MP ultrawide lens for expansive scenery and group photos
- 2 MP macro camera for detailed close-up shots
- 13 MP front-facing camera featuring HDR and portrait modes
- Enables 4K video recording at 30 fps and 1080p on the front.
- Samsung’s Nightography for improved low-light photography
Other Features:
- MediaTek Dimensity 7400 chipset
- 7,300 mAh battery with 90 W fast charging
- 6.77″ AMOLED, 120 Hz
4. Camon 20 Premier 5G
The Camon 20 Premier 5G by Tecno is a camera-focused smartphone, rich in features that aim to offer a top camera phone at an affordable price. It features a 50MP OIS primary sensor for steady and pixel-perfect snaps, a 108MP ultrawide lens for broad visionary detail, and a 2MP depth sensor for portrait photos. 32 MP front cam gives a sharp selfie. Powering through 4K recording, and also equipped with capabilities of advanced autofocus, it’s newly designed for style
Camara Specifications:
- 50 MP main sensor with OIS
- 108 MP ultrawide sensor
- 2 MP depth sensor
- 32 MP selfie camera
Other Features:
- 6.67-inch FHD+ AMOLED, 120Hz refresh rate
- MediaTek Dimensity 8050 chipset
- 5,000mAh battery with 45W fast charging
- 8GB RAM + 512GB internal storage
- HiOS 13 is based on Android 13 OS
5. CMF by Nothing Phone 1
The Nothing Phone 1 CMF is a welcome budget 5G phone under 18,000, bringing a fresh sense of style and performance. It has a 50 MP main camera, Sony IMX882, and a 2 MP depth camera, as well as a 16 MP selfie camera in the front. It looks good on a modular, customizable back with accessories and is powered by Dimensity 7300 with a 120 Hz AMOLED display, which makes it impressive in value, creativity, and nice, clean software design.
Camara Specifications:
- 50 MP primary (Sony IMX882), f/1.8, with EIS and PDAF
- 2 MP depth sensor for portraits
- 16 MP (wide, fixed focus) front camera
Other Features:
- MediaTek Dimensity 7300 Pro
- 6.77″ AMOLED screen
- 5,000 mAh battery with 33 W quick charging + reverse charging
- 16 MP front lens
6. Redmi Note 13 Pro 5G
One of the most camera-centric smartphones under 20,000 is the Redmi Note 13 Pro 5G, which has an incredible 200 MP main camera with OIS to capture high-resolution shots with great stability. It also has an 8MP ultrawide lens and a 2MP macro camera to take diverse photography experiences. The front has a 16 MP selfie camera that deals with video chat and pictures. Its fast charging and 120 Hz AMOLED display make it a balanced, all-rounder.
Camara Specifications:
- 200 MP main sensor with OIS
- 8 MP ultrawide sensor
- 2 MP macro sensor
- 16 MP selfie camera
Other Features:
- AMOLED display
- Long battery life
- Fast charging
7. Moto G96 5G
The Moto G96 5G has a stable camera system and a stable texture, which makes it very decent as an everyday companion. Its 50 MP main camera takes nice, balanced pictures in different light, and 5G connection will allow uploading and streaming at a high speed. With a strong mid-range chip, it is also good at multitasking and does not lag. It also has a long-lasting battery, which allows all-day use, and a cleaner, near-stock Android experience. It is an intelligent choice in India by users who want a trade-off of quality, performance, and ease of use at the price point of under 20,000.
Camera Specifications:
- 50 MP main (Sony LYTIA-700C, OIS, PDAF, f/1.8)
- 8 MP ultrawide + macro (119° FOV, f/2.2)
- 32 MP selfie (f/2.2, HDR, Portrait, Night Mode) front camera
Other Features:
- Capable camera hardware (50 MP class)
- 5G-enabled mid-range chipset
- Smooth Motorola UI and good battery life
8. Realme narzo 70 Pro 5G
The realme Narzo 70 Pro 5G brings a flagship phone under the 20,000 segment with its 50 MP Sony IMX890 primary sensor that supports OIS as well as 2x in-sensor zoom. It takes sharp and versatile shots with an 8 MP ultrawide and 2 MP macro lens and a 16 MP front-facing camera. It comes with a 120 Hz AMOLED display, 67 W fast charge, and glossy software (realme UI 5.0 based on Android 14), which are setting new market benchmarks.
Camara Specifications:
- 50 MP Sony IMX890 main camera with OIS
- 8 MP ultra-wide camera
- 2 MP macro camera
- 16 MP selfie camera
Other Features:
- 6.7-inch FHD+ AMOLED, 120Hz refresh rate
- MediaTek Dimensity 7050 chipset
- 5,000mAh battery with 67W fast charging
- Up to 8GB RAM, 256GB storage
9. POCO X7 5G
The POCO X7 5G is a game-changing phone under 20,000 that slams a flagship level of components into its mid-tier lineup, with a 1.5K curved AMOLED 120 HZ display, 50 MP OIS primary camera, and Dimensity 7300 Ultra power. It proposes the brightest class (up to 3,000nits), IP68 waterproof, and fast charging of its 5,500mAh with 45 W. Android 14 HyperOS is in the top-tier experience but with an affordable price.
Camera Specifications:
- 64 MP main with OIS
- 8 MP ultrawide
- 2 MP macro
- 6 MP selfie front camera
Other Features:
- 6.67-inch AMOLED, 120Hz refresh rate
- MediaTek Dimensity 8300 Ultra processor
- 5,000mAh battery with 67W fast charging
- Up to 12GB RAM + 512GB storage
10. Moto G86 Power 5G
Moto G86 Power 5G is appropriate when one wishes to possess a stable phone with a long battery life, as well as a camera. The 50 MP main camera with an 8 MP secondary camera and a 32 MP front camera provides clear photos and videos in any light setting. It runs on the MediaTek Dimensity 7400 chipset, giving a smooth multitasking and gaming experience. The massive 6,720 mAh battery offers very good battery life, and the AMOLED display measuring 6,7′, with a 120 Hz refresh rate, gives clear, high-quality, smooth video with fantastic brightness. Best for intensive users who require a prolonged battery life and a substantial camera.
Camera Specifications:
- 50 MP primary sensor
- 8 MP ultrawide sensor
- 32 MP front sensor
- Video Recording (Front): 4K at 30fps, 1080p at 30fps
Other Features:
- MediaTek Dimensity 7400
- Huge 6,720 mAh battery
- 6.7″ AMOLED, 120 Hz
Summary Table of the 10 Best Camera Phones Under 20,000
| Phone Model | Rear Camera Setup | Front Camera | Price (Approx.) |
|---|---|---|---|
| OnePlus Nord CE 3 Lite 5G | 108MP (main) + 2MP (depth) + 2MP (macro) | 16MP | ₹19,999 |
| Vivo T3 5G | 50MP OIS (main) + 2MP depth | 16MP | ₹19,999 |
| Samsung Galaxy M35 5G | 50MP OIS (main) + 8MP ultra-wide + 2MP macro | 13MP | ₹18,999 |
| Camon 20 Premier 5G | 50MP OIS (main) + 108MP ultra-wide + 2MP depth | 32MP | ₹19,999 |
| CMF by Nothing Phone 1 | 50MP OIS (main) + 50MP ultra-wide | 16MP | ₹19,999 |
| Redmi Note 13 Pro 5G | 200MP (main) + 8MP ultra-wide + 2MP macro | 16MP | ₹18,999 |
| Moto G96 5G | 108MP (main) + 2MP depth | 16MP | ₹17,999 |
| Realme Narzo 70 Pro 5G | 50MP Sony IMX890 OIS (main) + 8MP ultra-wide + 2MP macro | 16MP | ₹18,999 |
| POCO X7 5G | 64MP OIS (main) + 8MP ultra-wide + 2MP macro | 16MP | ₹18,999 |
| Moto G86 Power 5G | 50MP OIS (main) + 8MP ultra-wide | 32MP | ₹19,999 |
Conclusion
The above-listed 10 smartphones are voted best for offering quality photography at the price range of under 20,000. No matter whether you want to focus on battery life, stabilization, AI capabilities, durability, or storage, you will find a perfect choice among them and meet your needs regarding photography. So, review the specifications and choose an affordable smartphone to click the best shots.
